gs1easy
The terms ‘Marginal Standing Facility Rate’ and ‘Net Demand and Time Liabilities’ sometimes appearing in news, are used in relation to:
- A.Banking operations
- B.Communication networking
- C.Military strategies
- D.Supply and demand of agricultural products
▶ Answer & Explanation
Correct answer: A. Banking operations
The Marginal Standing Facility (MSF) is a monetary policy instrument used by the Reserve Bank of India (RBI) to control liquidity in the banking system. Net Demand and Time Liabilities (NDTL) is a crucial metric used to calculate reserve requirements like the Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR), which directly influence the lending capacity of banks.
Source: UPSC gs1 2014