Under the Kisan Credit Card Scheme, short-term credit support is given to farmers for which of the following purposes?
- 1.Working capital for maintenance of farm assets
- 2.Purchase of combine harvesters, tractors and mini trucks
- 3.Consumption requirements of farm households
- 4.Post-harvest expenses
- 5.Construction of family house and setting up of village cold storage facility
Select the correct answer using the code given below:
- A.1, 2 and 5 only
- B.1, 3 and 4 only
- C.2, 3, 4 and 5 only
- D.1, 2, 3 and 4
▶ Answer & Explanation
Correct answer: B. 1, 3 and 4 only
The Kisan Credit Card (KCC) scheme provides short-term working capital for agricultural operations, including farm maintenance and post-harvest activities. It also covers consumption needs of farm households. The scheme is designed to finance short-term needs and does not typically cover the purchase of capital assets like tractors or construction of houses, which fall under medium/long-term loans.
Source: UPSC gs1 2020