Under the Kisan Credit Card Scheme, short-term credit support is given to farmers for which of the following purposes?
- 1.Working capital for maintenance of farm assets
- 2.Purchase of combine harvesters, tractors and mini trucks
- 3.Consumption requirements of farm households
- 4.Post-harvest expenses
- 5.Construction of family house and setting up of village cold storage facility
Select the correct answer using the code given below:
- A.1, 2 and 5 only
- B.1, 3 and 4 only
- C.2, 3, 4 and 5 only
- D.1, 2, 3 and 4
▶ Answer & Explanation
Correct answer: B. 1, 3 and 4 only
The Kisan Credit Card (KCC) scheme aims to provide short-term credit to farmers for their cultivation and other needs. It covers working capital for farm maintenance, consumption needs of the farm household, and post-harvest expenses like storage and marketing. While it facilitates credit, it is primarily for agricultural operations and allied activities, not for large capital expenditures like purchasing heavy machinery or constructing non-farm related facilities such as family houses or village cold storage.
Source: UPSC gs1 2020